KORGuaranteed Loan Support
Supporting access to loans through institutional financial institutions, including banks, by providing credit guarantees.
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- Sunshine Loan Standard Up to KRW 15 million (Annual interest rate: up to 12.5%)
- For low-income and low-credit individuals
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- Sunshine Loan Special Up to KRW 10 million (Annual interest rate: up to 12.5%)
- For low-income individuals with the lowest credit ratings, particularly those who may otherwise have to rely on high-interest loans from licensed moneylenders or illegal private lenders
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- Sunshine Loan Youth Up to KRW 12 million (Annual interest rate: 3.6%–4.5%)
- Funds for education, living expenses, and job preparation
For college students and young adults
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- Sunshine Loan Credit Card Up to KRW 3 million
- Credit card guarantee support
Helping low-credit individuals obtain credit cards
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- Sunshine Loan 119 Up to KRW 20 million (Annual interest rate: 7%)
- Operating funds
For sole proprietors enrolled in bank debt restructuring programs
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- Regional Government-Backed Guarantee Programs (Loan Limits and interest rates vary by program)
- Collaborative financial programs between KINFA and local governments, designed to support eligible residents in each region