KORInclusive Loan Support
Provide low-interest startup, operating, and living funds through direct loans and microcredits to empower small businesses and individuals.
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- Illegal Private Finance Prevention Loan Up to 1 Million Won (Yearly within 12.5% Interest Rate)
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Loan Support
To those who excluded from all institutional finance, including money lenders
※ Interest rate for Socially Vulnerable Groups : 9.9% per annum
※ Interest rate for Repeat Borrowers : 4.5% per annum
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- Smile Microcredit Living Funds for the Financially Vulnerable Up to 50 Million Won (Yearly within 4.5% Interest Rate)
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Living Loans
To young adults aged (19-34) unemployed or within their first year of employment/startup, loyal Smile Microcredit users and other financially vulnerable groups
※ supported through Smile Microcredit delivery partners
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- Smile Microcredit Startup and Operating Funds Up to 70 Million Won (rates may vary by product)
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Startup and Business Operating Loans
To low-income or low credit, recipients of basic livelihood security, or the near-poverty group, among others
※ supported through Smile Microcredit delivery partners, private service agencies, and traditional market merchant associations